Perfolio: Gold You Can Buy, Invest & Borrow

Buy real digital gold (XAUT) backed 1:1 by physical gold in Swiss vaults. Borrow against it at ~3% interest. No credit checks, no EMIs. Start with as low as $10.

How It Works

Deposit Funds - Add money via bank transfer or crypto USDT.
Purchase Gold - Buy XAUT digital gold backed 1:1 by physical gold in Swiss vaults.
Deposit Gold in Vault - Lock gold as collateral in the Morpho Blue smart contract.
Get Cash Instantly - Receive USDT at ~3% variable APY.
Repay on Your Terms - No EMIs, no deadlines, no penalties.

Key Features

No credit checks or income verification
Variable rate starting from ~3% APR
Borrow up to 77% of gold value
Repay anytime without penalties
24/7 access via web app
Transparent on-chain transactions via Ethereum

Company

Billion Impact, Inc. - 169 Madison Ave, STE 38574, New York, NY 10016

Contact: hello@perfolio.ai